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Guaranteed To Grow Your Money

SPARK 16 Month Term Deposit

Invest in a SPARK 16 Month Term Deposit and earn an exceptional return of 2.15%! What you see is what you'll get, and best of all, your investment is backed by our unbeatable 100% Deposit Guarantee* protecting your investment, no matter the amount.

This non-redeemable product is available to purchase as a non-registered investment, or within your RRSP, TFSA, RESP, or RRIF. With a low minimum deposit of $1000, anyone can invest. Act quickly because this offer is only available until March 31, 2020. 

Product Highlights at a Glance:

  • Guaranteed 2.15% annual return
  • 100% Deposit Guarantee*
  • $1000 minimum
  • Eligible for RRSP, TFSA, RESP, and RRIF

Open a Term Deposit Online

Can't make it to our branch? No problem! You can invest in SPARK 16 Month Term Deposit using your mobile device of choice.
Please note the online account opening option is currently only available for non-registered investments. To purchase this product within a registered account, please contact us.

Not A Member? Joining is Easy!

Become a member to take advantage of SPARK's unbeatable products and best-in-class service. Did you know that a membership with SPARK pays off - in more ways than one?
*All SPARK deposits, including principal and interest are 100% guaranteed by the Credit Union Deposit Guarantee Corporation. This means both the money you put in and the interest earned are safe and secure. This guarantee excludes common shares, investment shares, and mutual funds. All rates and products are subject to change without notice.