SPARK RRSP Loan or Line of Credit

Online Banking

Borrow. Invest. Save.

SPARK RRSP Loan or Line of Credit

Maximize your contribution and minimize your income tax with a SPARK RRSP Loan or Line of Credit. With rates as low as prime*, it pays to borrow.

Product Highlights at a Glance

  • Rates as low a prime*
  • Borrow as little as $5,000 or as much as $50,000
  • Flexible payment options and terms
  • Option to pay interest only† on your RRSP Line of Credit
Want to find out how borrowing can help boost your retirement savings? Talk to one of our Financial Advisors now!

Borrowing for your RRSP is easy.

Simply complete our online application form below and we will get back to you within 24 business hours.

Not a Member? Joining is Easy!

Join us now to take advantage of SPARK's unbeatable products and best-in-class service. Did you know that a membership with SPARK pays off in more ways than one?
* Approval and rate is based on the applicant meeting SPARK's standard lending criteria. Additional terms and conditions may apply.
† On approved credit.