Rates and Service Fees
| Prime Rate (Rates effective 2018-10-25) | Rates |
|---|---|
| SPARK The Energy Credit Union Prime Rate | 3.95% |
| Mortgages | Rates |
|---|---|
| 3 Year Closed Variable | 3.45% |
| 5 Year Closed Variable | 3.45% |
| 6 Month Fixed Open Mortgage | 6.75% |
| 1 Year Fixed Open Mortgage | 6.35% |
| 1 Year Fixed Closed Mortgage | 3.54% |
| 2 Year Fixed Closed Mortgage | 3.65% |
| 3 Year Fixed Closed Mortgage | 3.75% |
| 4 Year Fixed Closed Mortgage | 3.85% |
| 5 Year Fixed Closed Mortgage | 3.75% |
| Non-Registered, RRSP, TFSA, RRIF, and RESPs | Rates |
|---|---|
| 90 Day Non Redeemable | 0.60% |
| 180 Day Non Redeemable | 0.75% |
| 1 Year Non-Redeemable | 1.65% |
| 16 Month Non-Redeemable | 1.70% |
| 2 Year Non-Redeemable | 1.75% |
| 30 Month Non-Redeemable | 1.85% |
| 3 Year Non-Redeemable | 1.80% |
| 4 Year Non-Redeemable | 1.90% |
| 5 Year Non-Redeemable | 2.00% |
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SPARK Fee Schedule (PDF - 623.43 KB)
See our current Fee Schedule here.
