Rates And Fees

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Rates and Service Fees

Prime Rate (Rates effective 2020-03-31) Rates
SPARK The Energy Credit Union Prime Rate 2.45%
Mortgages Rates
3 Year Closed Variable 2.95%
5 Year Closed Variable 2.95%
6 Month Fixed Open Mortgage 6.75%
1 Year Fixed Open Mortgage 6.35%
1 Year Fixed Closed Mortgage 3.54%
2 Year Fixed Closed Mortgage 3.65%
3 Year Fixed Closed Mortgage 3.75%
4 Year Fixed Closed Mortgage 3.85%
5 Year Fixed Closed Mortgage 2.69%
Non-Registered, RRSP, TFSA, RRIF, and RESPs Rates
90 Day Non Redeemable 0.35%
180 Day Non Redeemable 0.75%
1 Year Non-Redeemable 0.85%
16 Month Non-Redeemable 0.90%
2 Year Non-Redeemable 1.00%
30 Month Non-Redeemable 1.05%
3 Year Non-Redeemable 1.15%
4 Year Non-Redeemable 1.20%
5 Year Non-Redeemable 1.30%

Service Fee Schedule

All principal and interest is 100% guaranteed by the Credit Union Deposit Guarantee Corporation, excluding common shares, investment shares, and mutual funds. Click here to learn more about our deposit protection.

All rates and products are subject to change without notice.