Rates And Fees

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Rates and Service Fees

Prime Rate (Rates effective 2018-10-25) Rates
SPARK The Energy Credit Union Prime Rate 3.95%
Mortgages Rates
3 Year Closed Variable 3.45%
5 Year Closed Variable 3.45%
6 Month Fixed Open Mortgage 6.75%
1 Year Fixed Open Mortgage 6.35%
1 Year Fixed Closed Mortgage 3.54%
2 Year Fixed Closed Mortgage 3.65%
3 Year Fixed Closed Mortgage 3.75%
4 Year Fixed Closed Mortgage 3.85%
5 Year Fixed Closed Mortgage 3.75%
Non-Registered, RRSP, TFSA, RRIF, and RESPs Rates
90 Day Non Redeemable 0.60%
180 Day Non Redeemable 0.75%
1 Year Non-Redeemable 1.65%
16 Month Non-Redeemable 1.70%
2 Year Non-Redeemable 1.75%
30 Month Non-Redeemable 1.85%
3 Year Non-Redeemable 1.80%
4 Year Non-Redeemable 1.90%
5 Year Non-Redeemable 2.00%