Borrow With SPARK

Online Banking

Borrowing

Let us help you save money and reach your financial goals faster. Whether you're borrowing for your first home, switching your mortgage, or considering a large purchase, we're here to help! All of our borrowing options come with competitive rates and flexible payment options.

When you borrow from SPARK, you can be sure that you're borrowing from a financial institution that has your best interests at heart. We will work with you to ensure that you're considering important questions like:

  • How much can you afford?
  • How long would you like to make payments for?
  • What is the best product to suit your financial goals and needs?
Check out some of our popular borrowing options below.

Questions? Talk to one of our friendly and professional Financial Advisors.

Did You Know?

All of our borrowing options come with value-added features such as:

  • Skip-a-payment option
  • 90-day rate holds
  • Optional credit protection
  • And more!
Learn more

Pure Energy Loan

A loan starting as low as $5,000 to purchase a hybrid or electric vehicle, energy-efficient residential heating and power systems, or ENERGY STAR certified products.

Learn more

Powerline of Credit

Flexible borrowing at competitive rates to meet your ever-changing needs. Get continuous access to funds, which you can use whenever you need.

Learn more

Spring Break Mortgage

Purchase your dream home with peace of mind and get a mortgage bundled with a savings component to help you meet your payment no matter what life has in store.

Learn more

Other Borrowing Solutions

We offers loans, lines of credit, and mortgages to suit your needs, lifestyle and budget. Our application process is quick and easy - you can qualify for a small loan in 24 to 48 business hours. Best of all, you can count on receiving best-in-class service and advice from our friendly and knowledgeable Financial Advisors.

Explore other solutions