Consolidate Your Debt

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Personal debt can feel overwhelming if you’re juggling balances from more than one credit card or loan. If you’re thinking of consolidating your debt, we can help you manage it by providing a consolidation loan that works for you, within your budget. Let us simplify your debt payments into one easy monthly payment with our affordable and flexible debt conslidation options.

Why get a SPARK Consolidation Loan?

  • You will only have one payment to worry about
  • You can often consolidate at a lower rate, which saves you money
  • You can pay off your debt in a set amount of time
  • You can improve your credit score, and qualify for better borrowing rates in the future

Talk to our Financial Advisors to see if debt consolidation is the right move for you.

If you're ready to apply, click Apply Now.*

*Please note that a loan application page will open when you click "Apply Now". If this page does not open, check your browser settings to make sure you have pop-ups enabled.

Why Borrow From SPARK?

  • Flexible payment options
  • No-commitement pre-approvals
  • 90-day rate gurantee
  • Skip-a-payment twice a year
  • Optional credit insurance
  • And more!
Why Borrow From SPARK