Happy Asian family with SPARK mortgage

Online Banking


Shop for your dream home with confidence with a pre-approval from SPARK

All of our mortgages come with the following value-added features:

  • No-obligation, free pre-approvals
  • 90-day rate hold
  • 20/20 pre-payment privileges
  • Skip-a-payment option twice a year*
  • Affinity pricing based on your total relationship with us
  • Optional creditor insurance

Ready to apply?

*Please note that a loan application page will open when you click "Apply Now". If this page does not open, check your browser settings to make sure you have pop-ups enabled.

Are You Looking To

Buy Your First Home

We know that buying a home for the first time can be a daunting process. Our experienced lenders can assist you with one of the biggest purchases of your life. Talk to us if you're thinking about buying your first house.

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Refinance Your Mortgage

Refinancing your mortgage may makes sense if mortgage rates have dropped since you first received your loan, or if you'd like to tap into you home equity. Let us help you figure out if refinancing is the right move.

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Renew Your Mortgage

When it’s time for you to renew your mortgage, we are here to offer competitive mortgage pricing. We can give you expert advice and the best offer to suit your needs.

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Current rates

Fixed Closed (Rates effective 2021-11-18) Rates
1 Year Fixed Closed Mortgage 2.09%
2 Year Fixed Closed Mortgage 2.14%
3 Year Fixed Closed Mortgage 2.24%
4 Year Fixed Closed Mortgage 2.39%
5 Year Fixed Closed Mortgage 2.74%