First Time Homebuyers

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First Time Buyers

We know that buying a home for the first time can be a daunting process.

Our Financial Experience Advisors can assist you with one of the biggest purchases of your life. As soon as you start thinking about buying a home, talk to us so we can help answer any questions that you might have and assist you with strategies for home-buying, including optimizing the timing and amount of your RRSP contribution, if you plan to use this for your downpayment.

We can help you answer questions like:
  • What is the best way to save for a down payment?
  • What can you afford?
  • Should you purchase through a real estate agent, or consider a private sale?
  • What are the total closing costs involved, and how much should you set aside for them?
  • Should you get mortgage insurance?
  • How do you decide from all the mortgage options available?

Make an appointment for a no-obligation conversation with our Financial Experience Advisors.

Why Borrow From SPARK?

  • Flexible payment schedules
  • No-commitment pre-approvals
  • 90-day rate guarantee
  • 20/20 pre-payment privileges
  • Skip-a-payment twice a year
  • Optional credit insurance
  • And more!