Savings Accounts

Looking for a safe, secure place to park your money while still earning an above average interest rate? Look no further! Our savings accounts offer just that while allowing you to earn interest on every dollar, every day.

Regular Savings Expand/Collapse

Our Regular Savings account is the perfect place to accumulate funds for projects or purchases in the near term.

You can build up your savings through systematic deposits, and you’ll receive interest until you’re ready to withdraw.

Best of all, there’s no minimum balance required, so you can start small and watch your savings grow!

What's included:

Monthly fee No fee
Fee waiver Not applicable
In-branch cash withdrawals 2/month
Pre-authorized debits $0.65
Point-of-sale transactions $0.65
Bill payments (in-branch, by phone, & online) $0.65
Cheque cashing not applicable
Inquiries Unlimited
Online transfers (SPARK The Energy Credit Union to SPARK The Energy Credit Union only) Unlimited
Additional debits $0.65
ATM withdrawals (SPARK The Energy Credit Union-owned ATM) Unlimited
ATM withdrawals (other CU)
ATM withdrawals (other Canadian FI) 2 free, then $0.90 each
Interest Calculated daily, paid monthly

 

Premium Savings Expand/Collapse

Want a secure place to park your money while still earning a high interest?

Open a SPARK The Energy Credit Union Premium Savings account! Our above market rates allow your money to work a little bit harder for you, while still remaining conveniently accessible. 

What's included:

Monthly fee $3.50
Fee waiver $4,000 daily minimum balance
In-branch cash withdrawals 2/month
Pre-authorized debits $3.00
Point-of-sale transactions $3.00
Bill payments (in-branch, by phone, & online) $3.00
Cheque cashing not applicable
Inquiries (online & ATM) Unlimited
Online transfers (SPARK The Energy Credit Union to SPARK The Energy Credit Union only) Unlimited
Additional debits $3.00
ATM withdrawals (SPARK The Energy Credit Union-owned ATM) Unlimited
ATM withdrawals (other CU) $3.00
ATM withdrawals (other Canadian FI) $3.00
Interest Calculated daily, paid monthly *

*Premium savings daily account balance must stay above $4000, otherwise interest is not paid and account will be debited the $3.50 monthly fee.