Online Banking



Amazing Value. Same Great Benefits.

Skip Payment

Skip-a-Payment Option

Prepay your mortgage

20/20 Prepayment Privilege

Port your mortgage

Portable To a New Home





Lock in this limited-time offer in four easy steps!

Apply Now

Apply Now

You'll be redirected to our online loan application tool. Note: Click "Cancel" if you're prompted to selected a certificate during the course of your application.

Tell Us About Yourself

Tell Us About Yourself

To get your application started,we'll ask some questions about you and your finances. So that we can serve you efficiently, please make sure you provide as much detail as possible.
Select Product Type

Choose "Mortgage" for Credit Type

You'll see a pre-set rate for Mortgages, which is for illustrative purposes only. Your promotional rate will be applied when your mortgage is funded.*

Submit Your Application

Submit Your Application

Complete the rest of the application and we'll get back to you in 24-48 hours. Note: Check your spam or junk mail folder if you don't receive an email confirmation from us shortly after you submit your application.

New Home Purchase

SPARK will make your home-buying experience easy and affordable. We'll hold this rate for 90 days* so you can shop for your dream home confidently. What are you waiting for? This offer won't last long.
FIRST TIME HOMEBUYER

Mortgage Transfers

If you have a mortgage from another financial institution, we can help you save big on interest costs. Transfer your mortgage to SPARK and get peace of mind knowing you've got the best rate and the same great benefits associated with all SPARK mortgages.
Transfer In

Why Bank with SPARK?

When you bank with us, you're more than just a customer; you're a member-owner. You get a share in our profits, a say in how we're run, and exceptional service from people who care about your needs. You'll get access to our full suite of financial solutions to meet every need, no matter where you are in life.

Feel good knowing you're supporting a local institution that's invested in the well-being of our community and our future.
Support local

*Terms and Conditions Expand/Collapse

This offer is subject to SPARK's standard lending terms and conditions.

Last updated: 25 January 2021.