Online Banking

Skip-a-Payment Option

20/20 Pre-Payments

Portable to a New Home

Lock-in this exclusive CSU 52 offer in four easy steps!

Apply for a SPARK mortgage

Apply Now

You'll be redirected to our online loan application tool.

Step 2

Tell Us About Yourself

To get your application started, we'll ask some questions about you and your finances.

Choose "Mortgage" for Credit Type

You'll see your special rate offer in our list of drop-down options.

Submit Your Application

Submit Your Application

You'll hear back from a SPARK Financial Advisor in 2-4 business days.

New Home Purchase

SPARK will make your home-buying experience easy and affordable. We'll hold this rate for 90 days* so you can shop for your dream home confidently. What are you waiting for? This offer won't last long.
Purchase a new home

Mortgage Transfers

If you have a mortgage from another financial institution and it's coming due in the next few months, we can help you save big on interest costs. Transfer your mortgage to SPARK and get peace of mind knowing you've got the best rate and the same great benefits associated with all SPARK mortgages.
Transfer a Mortgage to SPARK

Why Bank with SPARK?

When you bank with us, you're more than just a customer; you're a member-owner. You get a share in our profits, a say in how we're run, and exceptional service from people who care about your needs. You'll get access to our full suite of financial solutions to meet every need, no matter where you are in life.

Feel good knowing you're supporting a local institution that's invested in tyour community's well-being.
Why Bank With SPARK

Check out our other offers to CSU 52 members!

Whether you're looking for affordable access to credit, or a daily banking option that saves you money on fees - SPARK has the financial solutions to meet your needs. Take a look at some of our most popular products, and learn more about our exclusive pricing available only to members of CSU 52.

Home Equity Line of Credit at 2.45%

Unlock your home equity and borrow at a low rate with the SPARK Powerline Home Equity Line of Credit.

Learn more

Lines of Credit as low as 5.45%

Get a SPARK Powerline Consumer Line of Credit at a rate lower than most banks'.

Learn more

No-Fee Chequing

Open a SPARK No-Fee Chequing Account and keep more of your money in your pocket with no monthly fees and unlimited e-transfers.

Learn more

*Terms and Conditions Expand/Collapse

This offer is subject to SPARK's standard lending terms and conditions.

Last updated: 25 January 2021